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Do you ever feel like you would like more money? That the money you have just does not go far enough. There are plenty of ways to have more money by spending your valuable time and putting in work to get more money. However there are some ways to seem like you have more money without working so hard for it.
What are you spending your money on?
First take a look at the areas that you are speding that hard earned money. Are they areas that are adding value to your live, what do you gain by spending money in these areas.
Of course some areas like rent, food, electricity and heating may be important areas to you, and some of them you cannot change. Without putting in a big uprooting effort, but some of them you may be able to.
There might be other areas that seem important because you spend money in them every day but maybe they are not as important as you thought. For example Coffee, Movies, going out ect.
What areas can you cut back?
So take a look at the areas that you spend money in. Can you be absolutely certain that spending money in every one of those areas is exactly what you want to be doing.
Maybe you enjoy cooking but just could not be bothered. Well have you thought that rather then eating out at that $30/ head resturant 3 or 4 nights a week, you could prepare a quick meal (maybe stirfry or spagetti or something) at home for a fraction of that price. If you are by yourself you can turn that $30 a night into $10.
On the other note how many coffee’s do you buy each day. One on the way to work, one at lunch time and one on the way home. Well it can be super easy to save some money here and just drop one, on the way home, it will save you money and save you time in the line.
What about the movies, yeah it is nice to go and see the movies on the big screen, but this can be quite pricey. Why not wait until it is out on DVD and rent it for a quarter the price from the rental store.
There are plenty of other areas that you can apply this thinking to and save some of the money that you have spent your valuable time earning. You really do want this money to go the furthest it possible can and spending it on so many forgettable experiences does not really provide the best value.
What does this equate to?
If much of the above has any kind of noteworthy impact on you, and making you go yeah that sounds familiar. Just think of it like this, if you can cut like the above out it will give you probably an extra $100-$150 a week. How hard is it to go and generate that additional income when you could just change some of your spending habits.
You may not come out this great but every dollar that you save and don’t spend is an extra dollar you have towards your future dreams.